Assess Your Finances

Before buying a home, evaluate your financial situation. Determine your budget by factoring in mortgage payments, property taxes, and maintenance costs. Check your credit score to secure better loan options.

Understand the Market

Research neighborhoods and property types that align with your lifestyle or investment goals. Look into factors like schools, transport links, and local amenities that can influence property value.

Get Pre-Approved

Securing pre-approval from a lender simplifies the buying process and gives you a clear idea of your purchasing power. This also strengthens your position when negotiating with sellers.

Hire an Agent

A real estate agent can guide you through the complexities of the market, help you find the best deals, and assist in negotiations. They can also offer insights on properties that fit your needs.

First-Time Homebuyer Checklist

• Assess your budget and credit score

• Get pre-approved for a mortgage

• Research neighborhoods thoroughly

• Hire a trusted real estate agent

• Inspect the property before buying